Before a cross-country ski session even gets going, the Swix Horizon 2. 0 Jacket already has 90/10 down and sheet insulation working in double-weave padded sections across the front and shoulders. The woven softshell outer carries a water-repellent finish, and a fixed hood with a chin guard and storm placket covers the head and neck. An adjustable hem secures the fit of this down jacket. What Our Gearhead(R) Experts Are Saying:"On training days, the elastic panels let heat out while I kept moving, and I didn't overheat on the hard efforts. When I stopped between them, the down held my warmth until I started again."