What Our Gearhead(R) Experts Are Saying:"I wear the Lumbre Insulated Vest over everything from yoga clothes to a flannel on cool city walks. The hand pockets keep my fingers warm and the boxy fit leaves room to layer whenever the temperature drops."City streets and slope side patios call for the same thing, a vest that keeps up without slowing you down, and the Cotopaxi Lumbre Insulated Vest handles both. The boxy fit leaves room for a sweater underneath while recycled polyester insulation holds warmth through the walk from one stop to the next.