Layered over a collared button-up through the fall or integrated into your Classic jacket during the winter months, the Barbour Polarquilt Waistcoat/Zip-In Liner is a versatile layer you can wear all year. The quilted nylon finish offers a smooth texture worn as a stand alone piece and the fleece insulation gives moderate warmth. Large pouch pockets are comfortable to slip your hands in and the inner security pocket keeps your wallet safe. The zip integration and various colors matches your Classic jacket to keep you warm when temperatures drop.